The banker named the reasons disturbing to banks to reinstate crediting of real sector

To reinstate crediting of real sector to banks stirs instability of management of economy, absence системности in work state and a legislature, fear of financial establishments to lose liquidity and to come to be in a survival situation. It in interview to "the Mirror of week" was declared by the chairman of board of bank "Khreschatik" Dmitry Gridzhuk.

The banker has noticed that in real sector significant capacities stand idle, the payment discipline has sharply worsened, cases of cancellation of contracts were became frequent that, in turn, influences terms and volumes of fulfilment by the enterprises of the obligations to banks.

"From here - high risks of crediting, which are aggravated with what today correctly to evaluate both the credit project, and the lien difficult enough. Market conditions in segments in which the enterprises work, very much изменчивы, and goods markets are subject to essential fluctuations of a world demand and the offer", - has explained D.Gridzhuk.

According to the banker, borrowers became today less reliable, and owing to decrease in their solvency banks began to be afraid for the capital and have chosen strategy of reduction of advances portfolioes to reduce norm of requests to sufficiency of the capital.